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Your personal online account You can manage your medical policy 24/7
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Direct settlement of hospital costs
Direct “cashless” settlement of in-patient claims, where possible
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Freedom to choose your healthcare provider You choose your doctor and your medical facility
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Your Claims processed within 48 hours Your Fully completed Claim Forms are processed within 48 hours
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SANO Concept International is launching in exclusivity in Switzerland the first international academic protection against kidnap, ransom and extortion threats.

In exclusivity with Hiscox, leading provider of kidnap and ransom insurance, SANO Concept International is launching in Switzerland the first international academic protection against kidnap, ransom and extortion threats, including cyber extortion. Swiss Universities, Hotel Management Schools and International Schools face new and evolving security threats that show little resemblance to those of only a few decades ago. The frequency and severity of these incidents – both on campus and abroad – pose serious challenges to an academic institution’s reputation and financial well-being. With this comes greater exposure to a range of complex security related risks. For further information, please contact us.